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Personal Loan

Personal Loan

Personal Loans Made Easy

Thinking it is impossible to attend to an emergency because you do not have the funds? Think again. With Captis, convenient and quick loans are an easy possibility.

Your bills are piling up but pay day is not around the corner? Or you have urgent needs to meet that are beyond your current financial capability? Captis offers salary earners affordable loans with suitable repayment terms.


  • Disbursement within 24 hours
  • Loan ranges between ₦100,000 to ₦2,000,000
  • Repayable in 1 to 6 months
  • Competitive interest rates
  • No collateral required
  • No hidden fees

Eligibility Requirements

  • You must have an active account with a commercial bank in Nigeria 
  • You must be a salary earner  
  • You must not have a history of default(s) on loan(s)
  • You must not have a history of Dud cheques
  • You must provide:
    • Two recent passport photographs
    • 6 months bank statements of salary account to be stamped by the issuing bank 
    • Cheque leaves (Duly signed) for the duration of the loan or standing instruction/debit order 
    • Staff Identity Card 
    • Employment letter/Letter of Confirmation, Letter of Promotion, Salary Increase or Introduction letter from Employer’s HR, Pension ID Number 
    • Utility Bill – LAWMA, PHCN, Water or Rent 
    • Valid ID Card – International Passport, Driver’s License, Voter’s Card, New National ID Card 

Get your loan in 3 easy steps

Our Application Process

1. Select Amount & Terms

Choose your loan amount and tenure.

2. Share personal information

Share information on yourself based on eligibility requirements

3. Receive Loan

In less than 24 hours, your bank account will be credited with the loan amount, if approved.